The Treasury
A budget that plays like a raid.
The Treasury is the budgeting side of Debt Boss. It never changes a debt on its own: money you find or save only hurts a boss once you pay it and log the payment.
The Academy
Eleven lessons, eleven bosses.
Short, plain-language lessons that start with the basics and build to debt-specific skills. Each one ends with a quick check, and the first win pays Valor.
- Needs vs. Wantsvs. Grabbit, the Want Gremlin
- Making a Budgetvs. The Drifting Orb
- Save Firstvs. Driblet, the Brew Gremlin
- How Interest Worksvs. Vigor, the Dire Wolf
- Credit Scoresvs. The Tallyman
- Good Debt vs. Bad Debtvs. The Two-Faced Harpy
- The Minimum Payment Trapvs. The Staller
- Emergency Fundsvs. The Unexpected
- Little Leaks Add Upvs. Gobble, the Feast Gremlin
- Subscriptions Add Upvs. The Subscription Swarm
- Stop New Chargesvs. The Icebound Goblin
Quests, deeds and streaks
Small wins, every day.
Daily quests
Three a day. Finish all three for a bonus.
Deeds
No-spend day, cooked at home, cut a bill, extra income, stuffed a paycheck, raided your bills, banished gremlins, froze a card.
Streaks
Your best streak is remembered forever. Seven days unlocks the Mimic.
Slay Forecast
See the month each monster falls at your current pace, and how a bigger War Chest moves the date.
Valor
Earned for habits, not for dollar amounts.
A $20 payment and a $2,000 payment earn the same base Valor, so everyone can progress. Valor has no cash value and can't be bought.
| How you earn it | Valor |
|---|---|
| A payment of $10 or more (or the one that slays a monster) | 20 |
| Paid on time | ×1.5 |
| A month's payments cover a monster's minimum | +25 |
| Each daily quest / all three | 20 / +30 |
| Deeds, first time each day | 10 to 30 |
| Every Sentinel level up | 100 |
| Academy lesson, first win | 20 or 30 |
The Armory
Dress your Sentinel.
Five armor sets, each with a helmet, shoulders, torso and a matching bow. Mix pieces from different sets. Wear a full set and your arrows take on its trail.






Card Freeze
Stop the bleeding.
When you decide to stop using a credit card, freeze it in the game. The Sentinel fires an ice arrow and the card's Goblin is sealed in ice. It stops attacking (its interest still shows, because the real card still charges it). The game also reminds you to lock the real card in your bank's app; most have a freeze switch.
Subscription Bats
See every subscription you pay for.
Mark a bill as a subscription and it flies over your battlefield as a bat, sized by what it costs a month. Set a monthly subscription goal; go over it and the swarm glows red. See a bat.
Play anywhere
Your browser is the app store.
Launch list
Be on the wall when the gates open.
Debt Boss is in private beta. Leave your email and we'll send one message when it opens to everyone, plus the occasional big update.
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